Many factors play into the decision on whether or not you are ready to purchase a home. For many buyers, one of the biggest determinants is whether or not they are financially prepared to take the plunge into home ownership. Many first time home buyers are familiar with the down payment required by many loan products, however, there are several other costs that should be considered before beginning the home search process. Let’s start the discussion with one-time expenses. Unless the purchase of the home you have … [Read more...]